Relevant Life Cover

Have you thought about how your family or business will be affected if you the employer was to die or become critically ill?


Paying for your Relevant Life cover through the business is allowable under Section 393 of the Income Tax (Earnings and Pensions) Act 2003. This means that it is treated as a business expense. As a policy can only be written in trust, it sits outside the estate which means it can be paid out immediately on death.

It is very important to set up the policy correctly before it is “live” using the relevant trusts, otherwise it would make the assurance void. This is where we come in. We can supply you with experts in their field to discuss with you what opportunities are available and quote for your relevant life cover on your behalf. It is then completely up to you whether you would like to go ahead with it or not.


If you would like to find out more information regarding our Relevant Life services please contact us.